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Terms of Use

1. Use of Content

All articles, guides, and resources on Daily Finance Tips are provided for general information only. They do not replace professional financial advice. Always consult a qualified advisor before making financial decisions.

2. Products

Our Excel spreadsheets and other digital tools are sold via Gumroad. When you purchase, you receive a personal, non-transferable license to use the file(s) for your own purposes. You may not resell, share, or redistribute them.

3. Payments & Refunds

All payments are processed securely through Gumroad. Digital products are non-refundable once downloaded, except where required by law.

4. Liability

Daily Finance Tips and SB Virtual Assistant Ltd are not liable for any losses or damages arising from the use of our content or products. Use all information and tools at your own risk.

5. Changes

We may update these Terms of Use from time to time. Continued use of the website means you accept the latest version.

6. Contact

For questions about these Terms, please contact:
📧 info@virtualassistant247.net

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